Be mindful that you will not be able to pursue any charges against the other party if you accept the settlement offered by the insurance company. In this respect, you forfeit your rights, unless there are extenuating circumstances that the court is prepared to take into account. It is important that all of the evidence linked to your accident is properly collected and processed. This will include photographs of the way you were hurt and photographs from the altercation scene. If a report is filed, you need to have a copy of the police report as well. You need to have appropriate medical records and any documents that make it known that because of the damage you were dealt, you have suffered from a loss of revenue. You may find more details about this at Should I file a lawsuit after an accident?
After the accident has taken place, make contact with a personal injury lawyer as quickly as you can. There is a statute of restrictions on these types of lawsuits, which is why you need to take immediate action and not delay them. In most areas, within one year, the statute is up. This depends on the injuries that you have suffered and the state in which the accident took place. This will be explained to you by your attorney in the discussions you have. You may be wondering how your claim affects the defendant who injured you after your accident. An injury lawyer can take one step at a time to take you through it. Understand that there may be several individuals responsible for your injuries. As your personal injury attorney can explain, an individual (such as the driver of the car that hit you) or a business (the cab company that employed the driver) or others may be legally responsible for your claim. The claims process falls into two categories, irrespective of who is legally responsible: before and after the filing of a lawsuit. Hopefully, without the need for a lawsuit, your personal injury attorney will help settle your claim with the insurance company.